expand housing loans,student loans and major commodity loans

The inactivity of commercial banks and individual housing purchasers, the irregular management of the housing developers, and the lagging-behind of the relevant government laws and regulations have been the crucial points for carrying out the programs of personal housing loans.

我国开展个人住房贷款的主要难点在于商业银行、购房者个人参与的积极性不高 ,开发商经营的不规范及政府相关法规制度不配套 ,执行不力等。

This article examines the relationship between housing loans and housing prices.

本文围绕住房贷款与住房价格的关系展开研究,将住房贷款与住房价格视为内生变量,将购买住房成本、二手住房价格、住房供求缺口、收入住房价格比视为外生变量,采用深圳市2006年1月至2008年5月的月度数据估计了包括2个内生变量、4个外生变量的VECM模型。

The Analysis about Credit Risks of the Commercial Bank Personal Housing Loan;

商业银行个人住房贷款信用风险分析

Analysis of Housing Loans of Commercial Banks to Guard against the Risk

商业银行住房贷款风险防范分析

This paper analyzes the credit risk of housing loan, expounds the present situation of credit risk of Chinese individual housing loan, and advances some countermeasures for perfecting the credit system of Chinese individual housing loan.

分析了住房贷款中的信用风险,阐述了我国个人住房贷款信用风险的现状,提出了完善我国个人住房贷款信用体系的对策。

In practice there are differ-ent views towards the legal nature of consuming loan warranty insurance, and predominant views are the theory of security law relationship, the theory of insurance law relationship and the theory of concurrence of security law relationship and insurance law relationship.

消费贷款保证保险属于财产保险的一个险种,实践中对于消费贷款保证保险的法律性质存在不同认识,主要有“担保说”、“保险说”和“担保与保险竞合说”。

The market risk from personal housing consumption loan is a kind of macro systematic risk.

个人住房消费贷款市场风险是一种宏观的、系统性的风险,主要通过信用风险表现出来,其影响是全面而集中的,银行以通常的信用风险防范机制无法加以控制和应付。

Personal credit evaluation of college student loans with support vector machines;

基于支持向量机的大学生助学贷款个人信用评价

The SWOT Analysis of Income-Contingent Repayment in National Student Loans;

按收入比例偿还国家助学贷款的SWOT分析

National guarantee is the fundamental safeguard of the healthy development of student loans.

国家担保是助学贷款健康发展的根本保障。

expand housing loans, student loans and major commodity loans

扩大住房贷款，助学贷款和大件消费品贷款

At the end of 2002, the total balance of consumer loans stood at 1.07 trillion Yuan.

发展居民住房、助学等消费信贷，２００２年末消费贷款余额达１．０７万亿元。

The consume loan of personal house-mortgating-loanand risk preventing;

个人住房消费信贷——按揭贷款风险防范

Improve the mode of housing mortgage loan,promote the development of housing credit consumption;

完善住房抵押贷款方式 推动住房信贷消费发展

Mortgage Loan and the Stimulation of Consumption on Housing;

住房抵押贷款对启动住房消费的作用

Study and Countermeasures on the Block of College Students Repaying Stipend Loan;

大学生助学贷款还贷瓶颈及对策研究

The Research on the Prevention of the Market Risk of Housing Consumption Loan;

个人住房消费贷款市场风险防范研究

The central bank also timely introduced a number of credit policies to adjust the direction of loans and to stimulate consumption.

适时公布一系列信贷政策，引导贷款投向，扩大消费。

Financial assistance, in the form of a grant or a loan, is intended to cover tuition fees.

助学金和贷款旨在资助学生支付学费。

Technical Assistance Loan

技术援助贷款（技援贷款）

Can university students stand the test of creditability before National Loans for Educational Purposes?;

让大学生经受住国家助学贷款的诚信考验

In China, small-sum credit has expanded to ordinary agricultural production loan s or consumption loans.

在中国 ,小额信贷已扩展到一般农业生产贷款或消费贷款领域。

Control over the scale of loans to the construction of housing for low-income families and commodity housing will be lifted.

对安居工程和开发商品房的贷款，取消贷款规模的限额控制。

Study of Credit Risk Management in Consumer Housing Loans of Commercial Bank;

商业银行消费者住房贷款信用风险管理研究

Research on the Influential Factors and the Forecasting Methods of Housing Consumptive Loan Prepayment;

住房消费贷款提前清偿的影响因素与预测方法

The Default Characters and Countermeasures of Auto loan & Housing Mortgage Loan;

汽车消费、住房抵押贷款违约特性及对策

Impawning-the Innovation for the Institution of Personal Housing Loan;

质押——个人住房消费贷款的一种制度创新

To the bank, it is more difficult to anticipate the market risk. The market risk of personal housing consumption loan directly comes from the real estate market and financial markets.

个人住房消费贷款市场风险直接来自于房地产市场和金融市场。